Providing payment processing Since 1997
Learn more about eCheck Payments
First up, what is an eCheck?
eChecks (Electronic check processing) is similar to paper check processing, only much much faster. Instead of your customers having to manually fill out a paper check and then send it to you, the process to happens electronically.
Because the payment must be confirmed and authorized by the customer it means Chargebacks are drastically reduced
You can integrate the check program on your site
to accept checks from US customers. Once the echeck is accepted
it will be verified and processed and then deposited into your
chosen bank account.
Once your payment is approved you will receive a PDF via email, containing a printable check, ready for deposit to your bank.
Please note that just like regular checks, eChecks can still
be returned (or ‘bounce') if a person doesn’t have sufficient
funds. The reason being is that when payment is initialised the
system verifies whether the payer’s bank account exists, not whether
there’s enough money in it. However, you can protect against yourself
by setting up a verification service.
How does an eCheck work?
eChecks are costs effective, saving you much more money then accepting payments with a credit card - typically costs cents rather than dollars.
Fast and convenient - Funds normally reach your account within a few days rather than weekly (or even monthly) depending on credit card payment provider.
Great if you sell higher risk products - Due to VISA clamping down hard and the risk of chargebacks, most payment providers won't set-up accounts for them. This is where our non VISA eCheck solution comes in.
Safe and secure - The National Automated Clearing House Association (NACHA) oversees eCheck and ACH security requirements and compels businesses to take steps to protect their customers.
National Database Monitoring - Before approving a payment eCheck will verify its database for negative history based on Number, Bank Routing and Account Number and email address. Any direct match will result in declining the eCheck.
We know you want a GREAT service. We will allocate you an account manager who will take time to discuss everything with you and can contact you via email, Skype or phone. We can also handle any time differences and have agents available 24/7.
Ready to get started?
LEARN ABOUT ONLINE PAYMENTS
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